/house-solid%20copy.svg "Care Source Solutions Logo"){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$288,000
|
$432,000
|
$576,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
6 years
|
6 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$4,000
|
$6,000
|
$8,000
|
$
|
$
|
|
|
|
|
Inflation Rider - 5% Compound
|
Included
|
Included
|
Included
|
Not Included
|
Not Included
|
|
|
|
|
Optional Rider - Community-Based and Immediate Family Member Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$288,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$4,000
|
|
Inflation Rider - 5% Compound
|
Included
|
|
Optional Rider - Community-Based and Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$928.40
$928.40
$928.40
$928.40
$928.40
$928.40
$928.40
$928.40
$928.40
$928.40
$928.40
$928.40
$928.40
$940.80
$952.80
$965.60
$977.60
$990.00
$993.20
$996.40
$999.60
$1,002.80
$1,006.00
$1,009.60
$1,012.80
$1,016.00
$1,019.20
$1,022.40
$1,019.60
$1,016.80
$1,014.40
$1,011.20
$1,008.80
$1,006.40
$1,003.60
$1,001.20
$998.00
$995.60
$1,009.20
$1,024.00
$1,039.20
$1,055.20
$1,070.00
$1,086.80
$1,102.80
$1,119.60
$1,136.40
$1,149.20
$1,236.80
$1,342.40
$1,440.40
$1,552.80
$1,664.00
$1,814.00
$1,965.20
$2,118.40
$2,290.80
$2,694.40
$2,911.20
$3,126.40
$3,368.40
$3,614.80
$3,899.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
Inflation Rider - 5% Compound
|
Included
|
|
Optional Rider - Community-Based and Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$1,392.60
$1,392.60
$1,392.60
$1,392.60
$1,392.60
$1,392.60
$1,392.60
$1,392.60
$1,392.60
$1,392.60
$1,392.60
$1,392.60
$1,392.60
$1,411.20
$1,429.20
$1,448.40
$1,466.40
$1,485.00
$1,489.80
$1,494.60
$1,499.40
$1,504.20
$1,509.00
$1,514.40
$1,519.20
$1,524.00
$1,528.80
$1,533.60
$1,529.40
$1,525.20
$1,521.60
$1,516.80
$1,513.20
$1,509.60
$1,505.40
$1,501.80
$1,497.00
$1,493.40
$1,513.80
$1,536.00
$1,558.80
$1,582.80
$1,605.00
$1,630.20
$1,654.20
$1,679.40
$1,704.60
$1,723.80
$1,855.20
$2,013.60
$2,160.60
$2,329.20
$2,496.00
$2,721.00
$2,947.80
$3,177.60
$3,436.20
$4,041.60
$4,366.80
$4,689.60
$5,052.60
$5,422.20
$5,849.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$576,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$8,000
|
|
Inflation Rider - 5% Compound
|
Included
|
|
Optional Rider - Community-Based and Immediate Family Member Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$1,856.80
$1,856.80
$1,856.80
$1,856.80
$1,856.80
$1,856.80
$1,856.80
$1,856.80
$1,856.80
$1,856.80
$1,856.80
$1,856.80
$1,856.80
$1,881.60
$1,905.60
$1,931.20
$1,955.20
$1,980.00
$1,986.40
$1,992.80
$1,999.20
$2,005.60
$2,012.00
$2,019.20
$2,025.60
$2,032.00
$2,038.40
$2,044.80
$2,039.20
$2,033.60
$2,028.80
$2,022.40
$2,017.60
$2,012.80
$2,007.20
$2,002.40
$1,996.00
$1,991.20
$2,018.40
$2,048.00
$2,078.40
$2,110.40
$2,140.00
$2,173.60
$2,205.60
$2,239.20
$2,272.80
$2,298.40
$2,473.60
$2,684.80
$2,880.80
$3,105.60
$3,328.00
$3,628.00
$3,930.40
$4,236.80
$4,581.60
$5,388.80
$5,822.40
$6,252.80
$6,736.80
$7,229.60
$7,799.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov